:root{--ink:#101b3a;--muted:#61708b;--paper:#f8f6f1;--white:#fff;--violet:#7b5cff;--mint:#15b7a6;--gold:#f0b44d;--line:#dde2ee;--soft:#eef1ff;--radius:24px;--shadow:0 18px 60px rgba(16,27,58,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.site-dock{position:fixed;inset:0 auto 0 0;width:270px;background:#fff;border-right:1px solid var(--line);padding:26px 22px;display:flex;flex-direction:column;z-index:50;overflow:auto}.dock-brand{display:block;margin-bottom:18px}.dock-nav{display:grid;gap:6px}.dock-nav>a,.dock-nav summary{display:block;padding:10px 12px;border-radius:12px;font-weight:700;cursor:pointer}.dock-nav>a:hover,.dock-nav summary:hover{background:var(--soft)}.dock-nav>a.is-current,.dock-nav details div a.is-current{background:var(--soft);color:var(--ink);font-weight:800}.dock-nav summary.is-active{background:var(--soft);color:var(--violet)}.dock-nav details div{display:grid;gap:3px;margin:3px 0 8px 12px;border-left:2px solid #e5e1ff;padding-left:10px}.dock-nav details div a{padding:7px 8px;color:var(--muted);font-size:14px}.dock-nav summary{list-style:none}.dock-nav summary::-webkit-details-marker{display:none}.dock-cta{margin-top:18px;background:var(--ink);color:#fff;padding:13px 15px;text-align:center;border-radius:15px;font-weight:700}.dock-note{font-size:11px;color:var(--muted);margin-top:auto;padding-top:18px}.dock-toggle,.mobile-top{display:none}.page-shell{margin-left:270px;min-height:100vh}.main{max-width:1460px;margin:auto;padding:38px 42px 80px}.hero-editorial{min-height:620px;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.9fr);gap:54px;align-items:center;padding:40px 0 70px}.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.16em;font-weight:800;font-size:12px;color:var(--violet)}h1,h2,h3{line-height:1.1;margin:0 0 .65em}h1{font-size:clamp(44px,6vw,92px);letter-spacing:-.055em;max-width:11ch}h2{font-size:clamp(30px,4vw,56px);letter-spacing:-.035em}h3{font-size:22px}.lead{font-size:20px;max-width:64ch;color:#42516d}.hero-actions,.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 19px;border:1px solid var(--ink);border-radius:999px;font-weight:800}.btn-primary{background:var(--ink);color:#fff}.btn-accent{background:var(--gold);border-color:var(--gold)}.btn:hover{transform:translateY(-2px)}.hero-map{position:relative}.hero-map img{width:100%;border-radius:42px;box-shadow:var(--shadow)}.floating-tag{position:absolute;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:13px 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img{border-radius:30px}.project-switch{padding:100px 0}.switch-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.switch-pane{min-height:430px;padding:44px;border-radius:34px;display:flex;flex-direction:column;justify-content:flex-end;background-size:cover;background-position:center;position:relative;overflow:hidden}.switch-pane:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(16,27,58,.05),rgba(16,27,58,.85))}.switch-pane>*{position:relative;color:#fff}.switch-pane a{font-weight:800;text-decoration:underline}.tool-rail{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:20px 0 100px}.tool-tile{padding:28px;border:1px solid var(--line);background:#fff;border-radius:24px}.tool-tile span{display:block;color:var(--muted)}.news-zone{padding:70px 0}.news-head{display:flex;justify-content:space-between;align-items:end;gap:20px}.news-stream{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.news-card{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden}.news-card img{width:100%;height:200px;object-fit:cover}.news-card div{padding:24px}.news-card time{color:var(--muted);font-size:13px}.faq-stack{padding:80px 0}.faq-stack details{border-top:1px solid var(--line);padding:20px 0}.faq-stack summary{font-size:20px;font-weight:800;cursor:pointer}.faq-stack details p{max-width:72ch;color:var(--muted)}.page-hero{padding:60px 0 45px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(40px,5vw,72px);max-width:14ch}.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:54px;padding:65px 0}.article-flow{font-size:18px}.article-flow h2{font-size:38px;margin-top:1.8em}.article-flow h3{margin-top:1.6em}.article-flow p,.article-flow li{color:#34435f}.article-flow .callout{background:#fff;border:1px solid var(--line);border-left:6px solid var(--mint);padding:26px;border-radius:0 20px 20px 0;margin:32px 0}.side-index{position:sticky;top:35px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}.side-index a{display:block;padding:8px 0;color:var(--muted)}.site-footer{background:#0c1530;color:#fff;padding:60px 42px 22px}.footer-grid{display:grid;grid-template-columns:1.6fr .8fr .8fr;gap:50px}.footer-grid p,.footer-grid a{color:#c4cae0}.footer-grid a{display:block;margin:8px 0}.footer-remote{margin-top:32px;padding-top:22px;border-top:1px solid #263455}.footer-remote a{color:#fff}.city-strip{display:flex;gap:20px;align-items:center;padding:22px 0;border-top:1px solid #263455;margin-top:20px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #263455;padding-top:18px;color:#aeb8d2;font-size:13px}.remote-shell{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;overflow:hidden}.remote-shell img{max-width:100%}.remote-shell table{width:100%;border-collapse:collapse}.remote-shell td,.remote-shell th{padding:10px;border-bottom:1px solid var(--line)}.contact-honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.remote-shell input[type=checkbox]{width:18px!important;height:18px!important;min-width:18px!important;display:inline-block!important;margin:0 10px 0 0!important;vertical-align:middle!important}.remote-shell input:not([type=checkbox]),.remote-shell select,.remote-shell textarea{max-width:100%!important;width:100%!important;padding:12px!important;border:1px solid #b8c1d3!important;border-radius:10px!important}.remote-shell button,.remote-shell input[type=submit]{min-height:44px!important;padding:10px 18px!important;background:var(--ink)!important;color:#fff!important;border-radius:12px!important;border:0!important}.advisor-search{display:grid;grid-template-columns:1fr auto;gap:12px;max-width:760px;margin:25px 0}.advisor-search input{padding:14px 16px;border:1px solid var(--line);border-radius:14px}.advisor-results{display:none;margin-top:28px}.advisor-results.is-visible{display:block}.result-group{margin-top:28px}.result-table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden}.result-table th,.result-table td{text-align:left;padding:13px;border-bottom:1px solid var(--line);vertical-align:top}.catalog-wrap{padding:55px 0}.iobnet-remote-list{display:grid;gap:18px}.iobnet-remote-list>*{max-width:100%}.sim-frame{width:100%;min-height:1000px;border:0;background:#fff;border-radius:24px}.legal-remote h1{font-size:40px!important;max-width:none!important}.legal-remote h2{font-size:30px!important;margin-top:1.5em}.legal-remote p,.legal-remote li,.legal-remote dd{color:#34435f!important}.legal-remote dl{display:grid;grid-template-columns:180px 1fr;gap:8px 18px}.legal-remote dt{font-weight:800}.legal-remote dd{margin:0}.reveal{opacity:0;transform:translateY(20px);transition:.65s ease}.reveal.is-in{opacity:1;transform:none}@media(max-width:1050px){.site-dock{position:sticky;top:0;width:auto;height:auto;inset:auto;display:flex;flex-direction:row;align-items:center;padding:12px 18px}.dock-brand{margin:0}.dock-brand img{width:205px}.dock-toggle{display:block;margin-left:auto;padding:10px}.dock-nav,.dock-cta,.dock-note{display:none}.site-dock.open{display:block}.site-dock.open .dock-nav,.site-dock.open .dock-cta{display:grid}.page-shell{margin-left:0}.mobile-top{display:none}.hero-editorial{grid-template-columns:1fr}.hero-map{max-width:620px}.ticker{grid-template-columns:1fr 1fr}.split-story,.feature-band,.page-grid{grid-template-columns:1fr}.sticky-note,.side-index{position:static}.news-stream,.tool-rail{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.switch-grid{grid-template-columns:1fr}}@media(max-width:650px){.main{padding:24px 18px 60px}.hero-editorial{min-height:auto;padding-top:30px}h1{font-size:47px}.ticker{margin:0 -18px;padding:0 18px;grid-template-columns:1fr}.ticker a{border-right:0;border-bottom:1px solid var(--line)}.split-story{gap:25px;padding:70px 0}.story-line{grid-template-columns:62px 1fr}.feature-band{padding:30px;border-radius:24px}.news-stream,.tool-rail,.footer-grid{grid-template-columns:1fr}.site-footer{padding:45px 20px 20px}.footer-bottom,.city-strip{display:block}.advisor-search{grid-template-columns:1fr}.result-table,.result-table tbody,.result-table tr,.result-table td{display:block}.result-table thead{display:none}.result-table tr{border:1px solid var(--line);border-radius:16px;margin:12px 0;padding:10px}.result-table td{border:0;padding:5px 8px}.switch-pane{min-height:360px}.tag-b{right:4px}.tag-a{left:4px}.legal-remote dl{grid-template-columns:1fr}.remote-shell{padding:16px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

/* V2 visiteur : plus visuel, plus chaleureux, sans modifier les contrats des proxys */
.footer-logo{display:block;max-width:240px;filter:none}.site-footer .footer-logo{opacity:1}.contact-shell form{display:block}.contact-submit-status{display:flex!important;gap:12px;align-items:flex-start;width:100%;box-sizing:border-box;margin:16px 0 0!important;padding:16px 18px!important;border-radius:14px!important;font-size:15px!important;line-height:1.45!important}.contact-submit-status strong{display:block;min-width:max-content}.contact-submit-status span{display:block}.contact-submit-status.is-success{background:#e8fbf4!important;border:1px solid #54c89a!important;color:#073c2a!important}.contact-submit-status.is-error{background:#fff1ef!important;border:1px solid #e98579!important;color:#6d1f17!important}.contact-shell .contact-submit-status + .contact-submit-status{display:none!important}
.home-main{max-width:1540px}.hero-photo{position:relative;min-height:720px;border-radius:38px;overflow:hidden;display:flex;align-items:flex-end;margin-bottom:34px;box-shadow:0 28px 80px rgba(16,27,58,.16)}.hero-photo-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-photo-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,19,47,.92) 0%,rgba(8,19,47,.72) 40%,rgba(8,19,47,.12) 76%)}.hero-photo-content{position:relative;z-index:2;color:#fff;padding:72px 64px 120px;max-width:760px}.hero-photo-content .eyebrow{color:#79e7d8}.hero-photo-content h1{max-width:12ch;font-size:clamp(48px,6vw,88px)}.hero-photo-content .lead{color:#e9eefc}.btn-light{border-color:#fff;color:#fff;background:rgba(255,255,255,.08);backdrop-filter:blur(8px)}.hero-credit-tabs{position:absolute;z-index:3;left:36px;right:36px;bottom:28px;display:grid;grid-template-columns:repeat(5,1fr);background:rgba(255,255,255,.94);border-radius:20px;overflow:hidden;box-shadow:0 12px 35px rgba(16,27,58,.18)}.hero-credit-tabs a{padding:17px 14px;text-align:center;font-weight:800;border-right:1px solid var(--line)}.hero-credit-tabs a:last-child{border:0}.section-intro{max-width:780px;margin-bottom:32px}.section-intro p{font-size:18px;color:var(--muted)}.credit-panorama{padding:85px 0}.panorama-grid{display:grid;grid-template-columns:1.25fr .75fr .75fr;grid-template-rows:340px 340px;gap:18px}.panorama-card{position:relative;overflow:hidden;border-radius:30px;min-height:300px;background:#101b3a}.panorama-card img{width:100%;height:100%;object-fit:cover;transition:transform .55s ease}.panorama-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 38%,rgba(6,15,39,.85))}.panorama-card span,.panorama-card strong{position:absolute;z-index:2;left:26px;right:26px;color:#fff}.panorama-card span{bottom:66px;font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:#86eadc}.panorama-card strong{bottom:27px;font-size:22px}.panorama-card:hover img{transform:scale(1.035)}.panorama-card-large{grid-row:1/3}.panorama-card-wide{grid-column:2/4}.visual-story{display:grid;grid-template-columns:.9fr 1.1fr;gap:0;background:#fff;border:1px solid var(--line);border-radius:38px;overflow:hidden;min-height:560px}.visual-story-copy{padding:64px;align-self:center}.visual-story-copy p{color:var(--muted);font-size:18px}.visual-story>img{width:100%;height:100%;object-fit:cover;min-height:560px}.story-points{display:flex;gap:8px;flex-wrap:wrap;margin:24px 0}.story-points span{background:var(--soft);padding:9px 12px;border-radius:999px;font-size:13px;font-weight:700}.project-path{padding:100px 0}.path-line{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line)}.path-line article{padding:28px 26px;border-right:1px solid var(--line)}.path-line article:last-child{border:0}.path-line b{display:block;color:var(--violet);font-size:14px;margin-bottom:28px}.path-line p{color:var(--muted)}.restructure-banner{position:relative;display:grid;grid-template-columns:1.05fr .95fr;background:#0c1530;border-radius:38px;overflow:hidden;color:#fff}.restructure-banner img{width:100%;height:100%;min-height:510px;object-fit:cover}.restructure-banner>div{padding:62px;align-self:center}.restructure-banner p{color:#cbd4eb}.restructure-banner .eyebrow{color:#7be5d6}.home-conversion{margin-top:90px;padding:56px 60px;border-radius:34px;background:linear-gradient(120deg,#6354f4,#158f96);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:35px}.home-conversion .eyebrow{color:#dffefa}.home-conversion h2{margin-bottom:10px}.home-conversion p{max-width:720px;color:#eef5ff}.credit-page-hero{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;padding:55px 0 65px}.credit-page-hero h1{max-width:13ch;font-size:clamp(44px,5vw,72px)}.credit-page-hero img{width:100%;height:580px;object-fit:cover;border-radius:36px;box-shadow:var(--shadow)}.credit-reading{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:55px;padding:30px 0 70px}.credit-reading .article-flow section{padding:30px 0;border-top:1px solid var(--line)}.credit-reading .article-flow h2{margin-top:0}.article-hero-image{width:100%;max-height:520px;object-fit:cover;border-radius:30px;margin-bottom:20px}
@media(max-width:1050px){.hero-photo{min-height:650px}.hero-credit-tabs{grid-template-columns:repeat(3,1fr)}.panorama-grid{grid-template-columns:1fr 1fr;grid-template-rows:auto}.panorama-card-large,.panorama-card-wide{grid-row:auto;grid-column:auto}.panorama-card{height:380px}.visual-story,.restructure-banner,.credit-page-hero,.credit-reading{grid-template-columns:1fr}.path-line{grid-template-columns:1fr 1fr}.credit-page-hero img{height:440px}.home-conversion{display:block}}
@media(max-width:650px){.hero-photo{min-height:720px;border-radius:24px}.hero-photo-shade{background:linear-gradient(180deg,rgba(8,19,47,.34),rgba(8,19,47,.94) 58%)}.hero-photo-content{padding:260px 24px 220px}.hero-photo-content h1{font-size:45px}.hero-credit-tabs{left:14px;right:14px;bottom:14px;grid-template-columns:1fr 1fr}.hero-credit-tabs a{padding:13px 8px;font-size:13px}.panorama-grid,.path-line{grid-template-columns:1fr}.panorama-card{height:340px}.visual-story-copy,.restructure-banner>div{padding:34px 26px}.visual-story>img,.restructure-banner img{min-height:360px}.home-conversion{padding:38px 28px}.credit-page-hero{padding-top:25px}.credit-page-hero img{height:360px}}

.lexicon-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 42px;padding:55px 0}.lexicon-grid section{border-top:1px solid var(--line);padding:25px 0}.lexicon-grid h2{font-size:26px;margin:0 0 10px}@media(max-width:650px){.lexicon-grid{grid-template-columns:1fr}}

/* Confirmation du formulaire de contact : pleine largeur et meilleure lisibilite */
.contact-shell .contact-submit-status{
  display:grid!important;
  grid-template-columns:auto minmax(0,1fr);
  column-gap:14px;
  row-gap:4px;
  align-items:center;
  width:100%!important;
  max-width:none!important;
  clear:both;
  margin:20px 0 0!important;
  padding:18px 22px!important;
  border-radius:16px!important;
  box-shadow:0 10px 30px rgba(16,27,58,.08);
}
.contact-shell .contact-submit-status strong{
  min-width:0;
  font-size:16px;
  line-height:1.35;
}
.contact-shell .contact-submit-status span{
  min-width:0;
  font-size:16px;
  line-height:1.5;
}
@media(max-width:650px){
  .contact-shell .contact-submit-status{
    grid-template-columns:1fr;
    gap:5px;
    padding:16px 18px!important;
  }
}

/* Consentement cookies */
.footer-cookie-link{appearance:none;border:0;background:transparent;color:#c4cae0;padding:0;font:inherit;cursor:pointer;text-decoration:underline;text-underline-offset:3px;margin-top:8px}.footer-cookie-link:hover{color:#fff}.cookie-banner[hidden],.cookie-panel[hidden]{display:none!important}.cookie-banner{position:fixed;left:18px;right:18px;bottom:18px;z-index:2000;background:#101b3a;color:#fff;border:1px solid rgba(255,255,255,.16);box-shadow:0 24px 70px rgba(16,27,58,.32);border-radius:22px}.cookie-banner__inner{max-width:1380px;margin:auto;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:26px}.cookie-banner__copy{max-width:860px}.cookie-banner__copy strong{display:block;font-size:1.05rem;margin-bottom:3px}.cookie-banner__copy p{margin:0 0 4px;color:#dbe1ee;font-size:.93rem}.cookie-banner__copy a{font-size:.88rem;color:#fff;text-decoration:underline;text-underline-offset:3px}.cookie-banner__actions,.cookie-panel__actions{display:flex;gap:10px;flex-wrap:wrap}.cookie-btn{min-height:42px;border-radius:999px;padding:.68rem 1rem;font:inherit;font-weight:800;cursor:pointer}.cookie-btn--primary{background:#f0b44d;color:#101b3a;border:1px solid #f0b44d}.cookie-btn--ghost{background:transparent;color:inherit;border:1px solid rgba(255,255,255,.45)}.cookie-panel{position:fixed;inset:0;z-index:2100;display:grid;place-items:center;padding:22px}.cookie-panel__backdrop{position:absolute;inset:0;background:rgba(16,27,58,.62);backdrop-filter:blur(4px)}.cookie-panel__dialog{position:relative;width:min(620px,100%);max-height:90vh;overflow:auto;background:#fff;color:#101b3a;border-radius:28px;padding:30px;box-shadow:0 28px 90px rgba(0,0,0,.28)}.cookie-panel__dialog h2{font-size:2rem;margin:.25rem 0 .65rem}.cookie-panel__close{position:absolute;right:18px;top:14px;border:0;background:transparent;font-size:2rem;line-height:1;cursor:pointer;color:#101b3a}.cookie-choice{display:flex;align-items:center;justify-content:space-between;gap:18px;border:1px solid #dde2ee;border-radius:18px;padding:16px 18px;margin:12px 0;background:#f8f6f1}.cookie-choice span{display:grid;gap:2px}.cookie-choice small{color:#61708b}.cookie-choice input{width:22px;height:22px}.cookie-choice--locked{opacity:.72}.cookie-panel__actions{margin-top:22px;justify-content:flex-end}.cookie-panel__dialog .cookie-btn--ghost{color:#101b3a;border-color:#aeb8c8}.cookie-panel-open{overflow:hidden}@media(max-width:760px){.cookie-banner{left:10px;right:10px;bottom:10px}.cookie-banner__inner{align-items:stretch;flex-direction:column;gap:14px;padding:18px}.cookie-banner__actions{display:grid;grid-template-columns:1fr 1fr}.cookie-banner__actions .cookie-btn--primary{grid-column:1/-1}.cookie-panel__dialog{padding:26px 20px}}